最后更新于2018年5月2日
GE营运资金解决方案 LLC and its group affiliated entities (collectively, “WCS集团”), 尊重你对隐私的关注. 本私隐通告中提及“WCS”, “we”, “us”, 和“我们的”是指WCS集团内负责处理您个人信息的实体.
这个通知(“通知”)描述了我们如何, 作为数据控制器, 将处理, 分享和保护您提供的个人信息, 或是我们从你那里得知的.
点击下面的一个部分来找到更多的信息:
此公告的内容是什么?
本通知适用于我们从通用电气公司及其子公司和关联公司获取的与我们向该等实体提供的金融服务有关的个人信息. 我们可能会从第三方收集个人信息, 比如信用资料机构或公开的信息来源, 当地法律所要求或允许的.
This Notice describes the types of personal information we obtain, 我们将如何使用这些个人信息, 我们可以和谁分享它, and how you may exercise your rights regarding our processing of the information. 该通知还描述了我们为保护所获得的个人信息所采取的措施,以及您如何就我们的隐私惯例与我们联系.
本通知只适用于本公司,不适用于从其他GE渠道网站(如招聘网站)获取的个人资料, 这须视乎候选人私隐通知载于 www.GE.com.
WCS收集了关于我的哪些信息?
We may obtain personal information through the various channels described above. 我们可能获得的个人资料类型包括:
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• contact information (such as name, address, Tax ID number (Fiscal code and/or VAT code) for you;
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•客户支付历史;
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•财务信息(如付款信息), 包括名字, 计费 address; financial statements; income, expenditure; and credit score).
请注意,向通用电气公司及其子公司和附属公司提供个人信息是您自愿的.
通过向我们提供个人信息,您确认您已经审阅了本通知并同意按此处解释的方式处理该通知.
WCS如何使用我的个人资料?
我们可将所获的个人资料用于:
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•提供和管理我们的产品和服务;
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•评估信誉;
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• perform data analytics (trend analysis, financial analysis and customer segmentation);
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• provide customer support, including relating to complaints and data access requests;
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•操作, 评估和改进我们的业务(如管理), enhancing and improving our products and 服务; managing our communications and customer relationships; and performing accounting, 审计, 计费, 核对和收款活动);
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• verify your identity and protect against and prevent fraud and other unlawful activity, 未经授权的交易, 索赔和其他责任, 管理风险暴露和质量;
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• conduct investigations and comply with and enforce applicable legal requirements, 相关行业标准, contractual obligations and our policies and terms; and
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•维护和加强我们产品的安全性和安全性, 服务, 网络服务, 信息资源与员工.
We may combine personal information we obtain through various channels for the purposes described above. 我们可以匿名或汇总个人信息,并在适用法律允许的范围内将其用于上述目的和其他目的. We also may use personal information for additional purposes that we identify at the time of collection. We will obtain your consent for these additional uses to the extent required by applicable law.
我们处理您的个人信息的法律依据, 如上所述, 通常会是以下情况之一:
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• for the performance of a contract with you or a relevant party;
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•实现我们的合法商业利益;
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• to comply with our legal obligations; or
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•在您同意的基础上.
We will not use your personal information for marketing purposes; should this position change in the future we will contact you to obtain your consent to receive marketing information from us.
WCS与谁共享数据,或将数据传输给谁?
我们不会出售或以其他方式披露关于您的个人信息,除非如本文所述或在收集时.
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•为了本通知所述目的,我们可能在WCS集团内部共享个人信息,并在GE集团内部共享我们母公司的个人信息.
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•我们可能与我们保留的代表我们提供服务的服务提供商共享个人信息. 这些服务提供商在合同上被要求保护这些信息,除非是为了代表我们履行服务或遵守法律要求,否则不得使用或披露提供给他们的信息.
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•我们可能会为本通知所述目的披露您有关资本市场活动的信息;
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•如果法律或法律程序(如法院命令或传票)要求我们披露您的个人信息(1), (2) to law enforcement authorities or other government officials to comply with a legitimate legal request, (3) when we believe disclosure is necessary to prevent physical harm or financial 损失, (4)建立, 行使或捍卫我们的合法权利, (5)与涉嫌或实际欺诈或非法活动的调查有关,或(6)在其他情况下,经您同意.
在本公司所有或部分业务或资产潜在或实际出售或转让(包括合并)的情况下,我们保留转让我们所掌握的关于您的任何信息的权利, 收购, 合资企业, 重组, 剥离, 解散或清算). 在这种情况下, 我们将要求相关第三方就我们所共享的信息提供类似级别的保护.
信用参考机构
以提供金融服务, we will perform credit and identity checks on you with one or more credit reference agencies (“CRAs”). We may also make periodic searches at CRAs to comply with our financial crime compliance program.
要做到这一点, we will supply your personal information to CRAs and they will give us information about you. This will include information about your financial situation and financial history. CRAs will supply to us both public (including the electoral register) and shared credit, financial situation and financial history information and fraud prevention information.
我们将利用这些信息:
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• Assess your creditworthiness in connection with the financial 服务 provided;
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•核实您提供给我们的数据的准确性;
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• comply with our obligations under AML, CTF and other FCC laws, which include:
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-识别和验证身份
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-侦查和预防犯罪活动
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-对包括制裁在内的监视名单进行筛选和监控
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•追踪并收回债务.
WCS如何保护我的数据?
我们维护管理, 技术和实物保障措施, 符合法律规定, 用来防止非法或未经授权的破坏, 损失, 变更, 使用或披露, 或访问, 提供给我们的个人信息.
无论我们在何处共享个人信息,我们都将采取措施保护信息,并确保仅在履行合同任务或法律义务时才严格必要地处理信息.
我们可能会将收集到的个人信息转移到, 并将这些数据存储在, 其他国家, 包括你.S., which may have different data protection laws than the country in which the information was provided. 如果我们这样做, we will transfer the personal information only for the purposes described in this Notice. 适用法律所要求的范围, when we transfer your personal information to recipients in 其他国家, 我们会采取措施保护这些信息. GE集团已签订了具有约束力的公司规则,规范我们对欧盟居民个人信息的处理. For further information about the GE Group’s Binding Corporate Rules, 请点击这里,或访问http://www.ge.com/bcr
我的数据保留多久?
Your personal data is retained in accordance with our Data Retention Policy, which is designed to make sure data is kept for no longer than necessary, and is disposed of where there is no longer a valid reason for the data to be retained.
Data retention periods are determined by taking into account legal limitation of liability periods, 同意合同条款, 适用的法规要求和行业标准.
我的权利是什么?
You have a number of rights available to you when it comes to the processing of your personal data.
数据访问
You have the right to request a copy of the information that we hold about you. If you would like a copy of some, or all, of your personal information, please email (电子邮件保护).
这项服务我们不收你钱. 帮助保护您的隐私和维护安全, we may take steps to verify your identity before granting you access to the information.
数据整改
We want to make sure that your personal information is accurate and up to date. If you believe the personal data we hold about you is inaccurate you have the right to challenge it. You may ask us to update, correct or erase information you think is inaccurate.
数据删除/反对处理
你有权要求删除你的个人资料,或反对在某些情况下处理你的个人资料. You may ask us to delete or cease to process your data and we will assess your request.
我们所持有的数据对于确保遵守我们的法律和监管义务或作为负责任的贷款人的合法利益非常重要, 防止欺诈和洗钱, 遵守合同条款, 法律责任限制期. 我们很少会没有令人信服的证据, overriding grounds to carry on using the personal data following an objection or request for erasure.
限制的处理
You have the right to request we restrict how we use your personal data. 这一权利并非绝对的,我们仍可在确定某些理由的情况下继续处理您的个人数据:
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•征得您的同意;
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•用于建立、行使或辩护合法的索赔
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• For the protection of the rights of another natural or legal person;
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•出于重要的公共利益.
数据可移植性
You have the right to receive a copy of your personal data in a structured, 常用的格式, 并将您的数据传输到另一个控制器,我们在那里处理这些数据,以履行合同, 或者征得你的同意.
This right does not apply where we are processing data for other purposes, such as for compliance with a legal obligation or for another legitimate interest.
我如何撤回同意?
If your provided your consent to us processing your personal data, 您可以撤回先前向我们提供的同意,或在任何时候以与您的特殊情况相关的合法理由反对处理您的个人信息, 我们会根据你的喜好选择合适的.
需要注意的是,贵方提供给我方的数据主要是为履行合同而处理的, for adherence to legal requirements and for other legitimate interests. 在有限的情况下,我们可能仅根据您的同意处理数据,因此我们可能无法遵守停止处理该数据的任何要求.
你可电邮至 (电子邮件保护).
WCS使用自动决策吗?